Things You Should Know About Yourf Child

With you lot through life'southward journeying...

The makeup of American families has inverse in the last 20 to thirty years. Today, family units are diverse, rich in culture, and may include 2 parents, aforementioned-sexual activity parents, only one parent, grandparents, and other relatives. Social Security knows that whether single parent, blended, various, small or large, every family is important.

For more than 80 years, Social Security has helped families secure today and tomorrow past providing financial benefits, tools, and programs that assistance support millions throughout life'due south journey. Our programs and services accept evolved to meet your unique family needs and particularly the children in your care.

We are in that location from solar day one

Getting your child a Social Security number should exist near the peak of the listing of things you demand to do every bit a new parent or guardian. Your child's Social Security number is the showtime step in ensuring valuable protection for any benefits they may be eligible for in the hereafter.

You lot'll demand your child's Social Security number to claim them as a dependent on your income tax return or open a banking company account in the kid's proper noun and buy savings bonds. Your kid's Social Security number is also necessary to obtain medical coverage or use for whatsoever kind of government services for your child.

Virtually people apply for their child's Social Security number at nascence, usually at the infirmary. When the time comes for your child'southward get-go task, the number is already in place. For more information on getting your child a Social Security number and card, check out Social Security Numbers for Children.

A fun bonus of assigning Social Security numbers at birth is that we know the most popular babe names, which we announce each yr. On our website, you lot tin find the meridian baby names for the terminal 100 years.

We're at that place with support if you're raising a grandchild…

More and more than grandparents are finding themselves raising their grandchildren. Social Security will pay benefits to grandchildren when the grandparent retires, becomes disabled, or dies, if sure weather are met. Generally, the biological parents of the kid must be deceased or disabled, or the grandparent must legally prefer the grandchild.

To receive this benefit, your grandchild must have begun living with you earlier historic period xviii and received at to the lowest degree ane half of his or her support from you for the year before the calendar month you lot became entitled to retirement or disability insurance benefits, or died. Also, the natural parent(southward) of the child must not be making regular contributions to his or her support.

If your grandchild was born during the one-twelvemonth catamenia, you must take lived with and provided at least one-one-half of the child'south support for substantially the entire menses from the appointment of birth to the calendar month you became entitled to benefits.

Your grandchild may qualify for benefits under these circumstances, even if he or she is a pace-grandchild. However, if you and your spouse are already receiving benefits, you would demand to adopt the child for them to qualify for benefits.

Nosotros're there when they become their first job

Once your child starts working and throughout their career, employers will verify their Social Security number to assistance reduce fraud and improve the accurateness of their earnings records.

Employers collect FICA, or Federal Insurance Contributions Deed withholdings, and report earnings electronically. This is how we verify earnings and is how your child earns Social Security retirement, disability, and survivors coverage.

Once they turn 18, they tin can open a my Social Security account and picket their personal earnings and hereafter benefits grow over time.

We're at that place to help if disability strikes…

Every bit a working parent, your earnings tin become a source of Social Security protection for your family. If you retire or become disabled and unable to piece of work, your earnings would be partially replaced by your monthly Social Security benefit payments.

A child who is disabled may depend on your assistance for a lifetime. When you lot start receiving Social Security retirement or disability benefits, your family members also may exist eligible for payments. If you are a parent, caregiver, or representative of a kid younger than age 18 who has a disability, your child may be eligible for Supplemental Security Income (SSI) payments. More information is provided in the Benefits for Children with Disabilities booklet.

For children 18 years or older who have been disabled before the age of 22 and continue to be disabled, Social Security benefits may exist paid to them if yous retire, become disabled, or die. Social Security benefits for disabled children may continue equally long as they are unable to work because of their inability.

Additionally, you can find information on the specific benefits and qualifications in the Disability Benefits publication.

Nosotros're there to provide condolement during difficult times…

The loss of a parent or guardian can be both emotionally and financially difficult. Social Security helps by providing benefits to help stabilize the family'south fiscal time to come. Widows, widowers, and their dependent children may be eligible for Social Security survivors benefits.

In fact, 98 of every 100 children could become benefits if a working parent dies. And Social Security pays more than benefits to children than whatsoever other federal program.

Providing protection for parents too…

Even if you accept never worked in a job covered past Social Security, as a parent, in that location are two means that you may still qualify for benefits.

1. If you are a parent and have care of your kid who receives Social Security benefits and is under age 18, yous can get benefits until your child reaches age 16. Your child's do good volition continue until he or she reaches historic period 18, or 19 if he or she is still in school full fourth dimension. Your monthly payments cease with the kid'south 16th altogether, unless your kid is disabled and stays in your intendance.
2. If you are a parent who receives virtually of your back up from your adult child, and your kid dies, Social Security besides pays monthly benefits to you under the following conditions:
• You must be at to the lowest degree 62 years old and must not have remarried since the worker (your child)'s death
• You cannot exist entitled to your own, higher Social Security benefit; and
• Y'all must be able to show that yous received half of your financial back up from the worker at the fourth dimension of their expiry. You lot must submit this proof of support to Social Security within two years of the worker'due south death.

We are there for those who need it about…

The Supplemental Security Income (SSI) programme helps children with qualifying disabilities by providing critical financial help. Children and youth with specific medical weather—whose families run across certain income and resource limits—can receive SSI from birth until historic period 18.

If you think your child or someone you know could be eligible for SSI, visit our webpage SSI Eligibility for Children to acquire more and use.

Assisting Youths with Disabilities Transition to Adulthood

The transition to adulthood is one of the most important periods in life'southward journey. For foster children living with a disability, it tin can be even more challenging. Turning 18 triggers an of import alter in SSI benefits: Social Security must brand a new determination on their SSI eligibility using the adult disability standards. Nearly 1-in-three such beneficiaries lose their SSI benefits.

For more information, please visit our spotlight page.

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Source: https://www.ssa.gov/people/parents/

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